Getting a new mortgage to replace the original is called refinancing. Refinancing is done to allow a borrower to obtain a better interest term and rate. The first.
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When you refinance your mortgage, you get a new mortgage to replace the current one. And if you have enough equity in your home, you can.
Refinance mortgage rates. One of the main reasons people refinance a mortgage is to get a lower rate. refinance mortgage rates are generally identical to the rates on a home purchase mortgage for a borrower with an identical credit and financial profile – you don’t pay a higher or lower rate just because you’re refinancing.
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Learn more about your mortgage refinancing options, view today's rates and use refinance calculators & tools to help find the right loan for you. Get started.
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A mortgage refinance can seem challenging, but if you plan ahead and follow these simple steps, the process can go smoothly. Find out how to.